Investments and Pillar 3


Probably one of the most interesting and least understood topics in Switzerland.


According to recent Swiss statistics, the average household savings in Switzerland is 10% of gross income. Despite the high living cost very few places in the world provide such a potential to save. Which brings us to the elephant in the room. HOW ARE YOU SAVING AND LETTING YOUR ASSET/S WORK FOR YOU???


Do you know where and how to save as well as what the implications are?


If structured correctly your investment could hold benefits similarly like investing within a trust. That means no income/gains tax implications. Average returns is dependent on your risk profile but could be anywhere from 5-10% and even more per annum.


Pillar 3 would also offer you a tax deductible amount which could constitute a 15-25% saving on the amount invested dependent on your Canton and municipality.


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